About This Notice
Our offices are committed to protecting your privacy and earning your trust. This notice describes the personal information we collect about you and how we use and protect it. It applies to our current and former customers and prospects.
- We gather information from you, your transactions with us, and submit to carrier partner platforms.
- We use your information only to conduct our business and provide insurance quotes to you.
- We will share your information with your selected insurance carrier only.
- We will not share your information with other companies for their marketing purposes.
- We limit access to your information and use safeguards to help protect it.
What information do you collect about me?
We collect information provided by you to quote and service your insurance policy. This is called “Nonpublic Personal Information” it identifies you and is not available to the public. Depending on the product, we collect it from some or all of the following sources. We have provided a few examples for each source, but not all may apply to you.
Application Information: You provide this on your submission, through our website. We may also obtain it from directories and other outside sources. It includes your name, street and e-mail addresses, phone number, driver’s license number, date of birth, gender, marital status, type of vehicle, and information about other drivers.
Consumer Report Information: We obtain this from consumer reporting agencies. It includes your driving record, claims history with other insurers. The information is kept by the consumer reporting agencies and disclosed by them to others as permitted by law.
Web site information: This information is unique to Internet transactions. It includes the Web site that linked you to ours, your computer operating system, and the pages you viewed on our site. Some Web sites, including ours, may also store “cookies” on your computer. Cookies collect technical data, like your Internet protocol (IP) address, operating system, and session ID. They can also save certain information entered by you.
Who might get information about me from you?
We will share information about you only for the purpose to obtain an insurance quote as permitted by law. We will not share your Nonpublic Personal Information with other companies for their marketing purposes. There is no need to “opt out” or tell us not to do this.
Disclosures include those that we feel are required to provide insurance claims or customer service, prevent fraud, or comply with the law. Recipients include our portfolio of insurance companies during the quoting process.
How do you protect my information?
We restrict access to your Nonpublic Personal Information to our employees and others who we feel must use it to provide our products and services. Their use of the information is limited by law, our employee code of conduct, and written agreements where appropriate. We also maintain physical, electronic and procedural safeguards to protect your information.
Additional information about Internet practices
When you visit our website, we use the information we collect to provide services to you and to enhance your online experience. Website information may also identify the device you used to interact with our website or digital ad content. We may use this information to serve ads to you across multiple devices, such as your computer, smartphone, or tablet or to limit the number of times you see our ads.
You can also instruct your browser to warn you each time a cookie is being sent, or to reject all or certain kinds of cookies. Typically, you can do this by changing the settings on your browser (e.g., Internet Explorer, Google Chrome, Safari, etc.). However, if you choose to reject cookies, our websites may not function properly. You must adjust these setting on each of your browsers or devices.
Why do you ask for my e-mail address?
When you quote or buy insurance on our Web site, we collect your e-mail address so that we can send you e-mails concerning your transactions with us. We may also send updates with other information we think you’ll find useful. You can stop receiving these updates by using the links provided in the emails. Customers may also manage their preferences in the policy services area of our Web site.
What about Web site security?
Our security measures help ensure that your data is secured and encrypted, so that others cannot access it while in transit. We limit access to our servers and require our employees to adhere to high standards of ethics and integrity in performing their jobs.
What about links to other Web sites?
Our Web site contains links to other sites that are not maintained by us. We make no warranties or representations about other Web sites. We recommend that you read the privacy and security policies of these sites.
Is this a secure site?
Yes, we use a secure server and security protocol to safeguard your information when you submit your information for quote. Our secure server implements the Secure Sockets Layer (SSL) protocol to interact with you when you provide personal information during these processes.
Our agency makes reasonable efforts to present accurate and reliable information on our website. However, we are not responsible for any errors in or omissions from the information contained in or accessed through this Site, nor for the timeliness of the information. The information in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for users’ independent research and evaluation of any issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought. All of the information in this web site is provided “as is” without warranty of any kind whatsoever. We make no representations of any kind whatsoever and disclaim all express, implied, statutory or other warranties of any kind whatsoever to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose. Our agency shall have no tort, contract or any other liability to users of this Site and/or to any other party. We shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if we have been advised of the possibility of such damages. Hyperlinks Are Not Endorsements.
Links to other Websites, or references to products, services or publications, other than those of our agency at this Site, do not imply our endorsement or approval of such Websites, products, services or publications, nor are such links or references any indication that we have received specific authorization to provide these links or references. We do not endorse, approve, certify or control any external Websites, and we are not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this Site to other Websites are provided solely as a convenience to users of this Site.
Notice of Copyright Ownership
The works of authorship including, but not limited to, all design, text, images, and sounds, contained in this Site (individually and collectively “Publications”), are owned by this agency, except as otherwise expressly stated. The Publications may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part (individually and collectively “Reproduced”) in any manner without our agency’s prior written consent, except to the extent that such use constitutes “fair use” under the Copyright Act of 1976 (17 U.S.C. 107), as amended, and except for one temporary copy in a single computer’s memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this Disclaimer Notice. Some of the works of authorship on the Site were provided under license from other entities with all rights reserved. You may provide a hypertext link to this Site on another Website, provided that: (a) the link must be a text-only link and clearly marked as a link to our site, listing our agency’s name entirely. (b) the link must “point” to the URL “index.html” page, and not to other pages within the Site; (c) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with our name and trademarks; (d) the appearance, position and other aspects of the link may not create the false appearance that an entity, product, service or work of authorship is associated with, sponsored by or endorsed by our agency; (e) the link, when activated by a user, must display this Site full-screen and not within a “frame” on the linked Website; and (f) we reserve the right to revoke its consent to the link at any time, for any reason, in its sole discretion. If you are interested in obtaining a license to Reproduce one or more of our publications, please contact us at the phone number or e-mail address provided within our pages.
Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. Any clause of this Disclaimer Notice declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder of this Disclaimer Notice.