Do I really need an Independent Insurance Agent?… Yes!

Auto, Home and Commercial insurance can be challenging in many areas. Meeting your insurance budget is as important as meeting your insurance needs. Not all policies are built the same. 

Here are just a few reasons why working with an independent agent offers you more.

Saves Time
Independent insurance agents do the legwork for you. You do not need to search for hours looking for the best deals. They understand the insurance industry, its trends and can offer specific coverage types. Why waste your time when you can have someone search for you at no additional charge?

More options, more choices. Lots of them
Independent insurance agents are authorized to provide insurance products from many different providers. They review a bigger playing field of companies and have expert knowledge on coverage options so that you find a policy that matches all of your needs and fits your budget.

Offers Expert, unbiased advice
Independent insurance agents know the insurance industry, understands policy language, and follows recent trends. They simplify the buying process, provide expert advice, and they help you minimize your risk. They are also available to answer your questions, clarify grey areas, and follow best practices for optimal coverage.

Your personal advocate
Independent insurance agent are consumer advocates in the insurance industry. More often than not, Independent Insurance Agents and their Professional Associations lobby for fair industry standards that protect the consumer and perpetuate a healthy insurance market for all. 

Discount expert
Independent insurance agents actively looks for ways to save you money, while providing the best possible coverage. Your licensed independent agent knows every available discount for every company. Asking the right questions and following your agents suggestions can lead to a lower prices without sacrificing coverages.

They are licensed and experienced
Independent Agents can explain the complexities of insurance in simple terms, helping you make a smart decision. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford. Think about it. While you might research wording for wills on the Internet, you’ll likely go to an attorney to ensure that the document is drawn up correctly. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, auto, or business is properly protected?